BRD, Affordable Housing (through partner banks)
Rate: 11%
- Down payment: 10%
- Term: up to 20 years
Development Bank of Rwanda (BRD) funds banks for affordable housing mortgages for first-time home owners. Rate: 11% per year, tenure over 20 years. Own contribution: 10% of the house price. You apply through a partner bank, not at BRD directly. From the bank website / 2026 tariff guide, checked October 2026. Rates and conditions can change: confirm with the bank before applying.
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Rates and terms are indicative and set by the provider. Confirm with the provider before you decide. Kivu is not a bank or an insurer and does not give financial advice.