KivuI&M Bank, General Insurance Products
Covers: Health · Car · Home & property · Life · Travel
Comprehensive Insurance Solutions by I&M Bancassurance 🛡️ Personal Accident & Life Protection Accidents can bring unforeseen financial consequences that impact both the insured and their dependents. To mitigate these risks, I&M Bancassurance Intermediary Limited offers customized Personal Accident covers at negotiated prices and attractive terms. This protection is available to individuals aged between 1 and 70 years. To apply, we require a copy of your ID, phone number, and email address, while corporate clients should provide an RDB certificate. For specialized advice, our team is available at [email hidden]. 🏠 Home & Property Sanctuary Your home is likely your most significant investment. Our Home Insurance protects private dwellings and flats against a wide array of perils, including fire, floods, domestic explosions, lightning, burglary, earthquakes, and even the bursting of water tanks or impact by vehicles and animals. The coverage extends beyond the building itself to include contents, portable valuables (laptops, cameras, jewelry), and liability for domestic workers. Neglecting this protection leaves you exposed to the risk of losing your investment while potentially remaining liable for a mortgage on a destroyed property. 🚗 Motor Insurance & Road Security Private Motor Insurance is designed to cover the risks of vehicle ownership for social, domestic, and pleasure purposes. The policy safeguards against accidental damage, theft, fire, and third-party liability. Requirements for Application: To secure your vehicle, please provide the Yellow Card/logbook, a valuation report (for comprehensive covers), and your ID/contact details. Corporate clients must also include their TIN number, RDB certificate, and, where applicable, a stock list and location details. ✈️ Travel Insurance: Global Peace of Mind Safety is paramount when traveling abroad by air. Our Travel Insurance must be secured prior to departure and provides 24-hour emergency medical assistance. Whether you choose a single-trip policy or annual cover, the protection lasts for up to 92 consecutive days per trip. We offer both Outbound (for Rwandan residents) and Inbound (for visitors to Rwanda) packages. Eligibility is broad, covering travelers from 3 months to 80 years of age. 🏥 Health & Medical Excellence Through partnerships with leading providers, we offer premier local and international medical cover for individuals, families, and organizations. Our plans cover both inpatient and outpatient expenses with no co-payment (no contribution to the bill by the insured). Key benefits include coverage for pre-existing and chronic conditions (up to agreed limits), as well as maternity, dental, and optical care. Clients enjoy access to an extensive network of hospitals, including options for overseas treatment and referrals, with premiums tailored to your chosen limits.
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Rates and terms are indicative and set by the provider. Confirm with the provider before you decide. Kivu is not a bank or an insurer and does not give financial advice.