KivuBank of Kigali, Affordable Housing Loan
Rate: 11–13%
- Down payment: 10%
- Term: up to 20 years
Affordable housing loan (BRD scheme): buy, build or renovate a house. Rate: 11% per year for monthly household income up to RWF 1.2 million and a house up to RWF 40 million; 13% per year for income RWF 1.2–1.5 million. Own contribution: 10% of the house price (set by BRD). Up to 20 years. From the bank website, checked October 2026. Rates and conditions can change: confirm with the bank before applying.
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Rates and terms are indicative and set by the provider. Confirm with the provider before you decide. Kivu is not a bank or an insurer and does not give financial advice.